Part 3

收钱作礼物

6. When do children begin to comprehend the value of money?

答案:

Children typically begin to grasp the concept of money and its value around the age of five or six. At this developmental stage, they start to understand basic transactions, such as exchanging money for goods or services. Simple interactions, like buying a toy or a snack, can serve as practical examples to illustrate how money works.

As they progress into later childhood, around ages seven to ten, their understanding deepens. They begin to differentiate between needs and wants, recognizing that money is a limited resource requiring careful management. This is a crucial time for parents to introduce concepts such as saving, spending wisely, and the importance of budgeting. Engaging children in financial discussions and practices can significantly enhance their financial literacy, setting a foundation for responsible money management in adulthood.

助记: children, comprehend, value of money, age five or six, transactions, buying, needs and wants, limited resource, saving, spending wisely, budgeting, financial literacy.

翻译:

孩子们通常在五到六岁时开始理解金钱的概念及其价值。在这个发展阶段，他们开始理解基本的交易，例如用钱购买商品或服务。像购买玩具或零食这样的简单互动可以作为实用的例子，来说明金钱是如何运作的。

随着他们进入七到十岁的后期儿童阶段，他们的理解会加深。孩子们开始区分需求和欲望，认识到金钱是一种有限的资源，需要谨慎管理。这是父母介绍储蓄、明智消费和预算重要性的关键时期。让孩子参与财务讨论和实践可以显著增强他们的财务素养，为成年后的负责任的金钱管理奠定基础。

笔记:

  1. children (/ˈʧɪl.drən/) - young human beings, 孩子
  2. comprehend (/ˌkɒm.prɪˈhɛnd/) - to understand the meaning or importance of something, 理解
  3. value of money (/ˈvæljuː ʌv ˈmʌn.i/) - the worth of currency in transactions, 金钱的价值
  4. age five or six (/eɪdʒ faɪv ɔr sɪks/) - the developmental stage around five to six years old, 五到六岁
  5. transactions (/trænˈzæk.ʃənz/) - the act of buying or selling, 交易
  6. buying (/ˈbaɪ.ɪŋ/) - the act of purchasing goods or services, 购买
  7. needs and wants (/niːdz ənd wɒnts/) - basic requirements versus desires, 需求和欲望
  8. limited resource (/ˈlɪm.ɪ.tɪd rɪˈsɔːrs/) - a finite amount of something, 受限资源
  9. saving (/ˈseɪ.vɪŋ/) - setting aside money for future use, 储蓄
  10. spending wisely (/ˈspɛnd.ɪŋ ˈwaɪz.li/) - making careful financial decisions, 明智消费
  11. budgeting (/ˈbʌdʒ.ɪ.tɪŋ/) - planning how to allocate income and expenses, 预算
  12. financial literacy (/faɪˈnæn.ʃəl ˈlɪt.ər.ə.si/) - the ability to understand and use financial skills effectively, 财务素养